Unit Instance

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        "On pourrait se dire que celui qui accepte le prêt devrait en évaluer les tenants et les aboutissants, et qu'il lui incombe d'évaluer son « risque », sauf qu'il se trouve en face d'un système Bancaire qui a lui l'accès à tous les comptes, et à des données financières globales. Il y a donc un accès asymétrique à l'information, qui permet que l'un prenne l'avantage sur l'autre. En fait l'avantage de l'émetteur de monnaie est incommensurable par rapport à l'emprunteur. Le premier a toute l'information et tout le pouvoir de la modifier, le second n'a ni l'un ni l'autre."
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        "We might think that whoever accepts the loan should evaluate the ins and outs, and it is his responsibility to evaluate his “risk”, except that he is behind a Banking system which has access to all his accounts, and to global financial data. So, there is an asymmetric access to information, which allows one to take the advantage over the other. In fact the advantage of the money transmitter is immeasurable compared to the borrower. The first has all the information and all power to change it, the second has neither one nor the other."
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    "id": 6640,
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